Housing Debt & Mortgage Issues

Facing Foreclosure?

DebtStoppers can stop foreclosure in less than one day.

In Atlanta and Chicago, highly skilled DebtStoppers bankruptcy attorneys have stopped foreclosure within hours of the scheduled sale. You can stay in your home and stop worrying while we work with you to find the best solution for your family.

Behind on the Mortgage? / Can’t Afford your Payments?

Your mortgage payment may not be the problem.

For most of us, it’s not the mortgage, but our other debt - particularly credit card debt that’s really to blame.

Struggling with Costly 2nd Mortgages and Home Equity Loans?

Our debt relief attorneys can often get rid of these loans entirely.

As housing values continue to drop, millions of homeowners are upside-down - they owe more than their property is worth. We may be able to take this burden off your shoulders.

Upside-Down on Rental Property?

DebtStoppers can reduce your mortgage down to your rental property’s current appraised value.

You’ve watched as the value of your rental property has plummetted. Now, your mortgage can plummet, too! If someone is paying you rent, a DebtStoppers Georgia or Illinois bankruptcy attorney can show you how to turn your housing pain into financial gain in a DebtStoppers Chapter 13 plan. If you qualify, you can:

1. Reduce your mortgage principal to the property’s current market value.
2. Eliminate credit card debt.
3. Own your rental property outright in just 5 years.

Credit Cards & Unsecured Debt

Are you working for Mastercard or Visa?

A silly question? Think about this: if you’re earning $40,000 a year and carrying $10,000 in credit card debt, you’re working 2 days every month just to pay your credit card interest.

Credit card spending and the high interest rates that go with it are the main reason Americans are drowning in debt. In a DebtStoppers Chapter 7 or Chapter 13 plan, your bankruptcy lawyer can eliminate all or most credit card debt.

Getting deeper in debt because of payday or title loans?

A DebtStoppers bankruptcy attorney can eliminate payday and title loans.

These are among the most expensive loans available, with annual interest rates as high as 500%. Once you’re hooked, it’s almost impossible to get free.

Wage Garnishment

Are they taking money out of your paycheck?

In Georgia or Illinois, a Chapter 7 or 13 DebtStoppers bankruptcy plan will stop wage garnishment immediately.

It’s easier than you may think for one of your creditors to get a judgment against you and begin garnishing your wages. Once this process starts, it’s very difficult to get back on your feet without professional help.

Repossession

Has your car been repossessed?

DebtStoppers can get your property back.

We can get your car loan amount lowered to the current value of your vehicle.

When your car’s been repossessed and you can’t get to work, you situation goes from bad to worse in a hurry. And it’s time to get professional help. One of our skilled bankruptcy attorneys in Chicago or Atlanta can help you get your car back fast.

Abusive Debt Collection Practices

DebtStoppers will stop those collection calls today.

If your creditors have contacted you illegally, we can sue them in court. Many of our clients collect monetary damages as a result.

Creditors can only call you during certain hours of the day, can’t call you at work, and can’t threaten you. If they do, they’re breaking the law and we’ll go after them for you in court and seek monetary damages for you.