Stop Foreclosure Save Your Home - Chapter 13 Bankruptcy
Choice #2 (The one that works!) File a Chapter 13 Bankruptcy Repayment Plan
A chapter 13, on the other hand, is the choice with the power of law behind it. So there’s no uncertainty about it. The minute you file a 13, all this happens – every time:
- The foreclosure process stops immediately.
- An ‘automatic stay’ goes into effect. This is a court order preventing your creditors from contacting you again about your debts.
- With the help of your DebtStoppers attorney, a repayment plan is worked out that allows you to make monthly payments over a 3-year period directly to the court – payments you can afford. Usually this means that your non-mortgage debts are greatly reduced – in many cases, your non-mortgage debts are eliminated completely.
- With your monthly obligations so much lower, you can again afford to make mortgage payments and keep your home.
Don’t let foreclosure happen to your family. Fill out our free personal debt analysis form and find out for free if a DebtStoppers plan is a better plan for you.
We checked out three bankruptcy firms in all. They all cost about the same, but DebtStoppers did a lot more for the money. DebtStoppers was an easy choice.
- SL
The credit cards were really hurting us. Eliminating those interest payments made all the difference. Thanks, DebtStoppers! ...
— SL
When they started taking money out of my check, I knew I needed help. My bankruptcy attorney got them to stop the garnishment that same day ...
— Rosemary S.
I got my car back, which is great, but the best part is I got my car payment lowered, too ...
— DJ.
It turned out that the finance company violated our rights. So DebtStoppers sued them in court and collected over $10,000 in damages. Our attorney really
went the distance for us.
