'Nonprofit' Credit Counseling Scams

Personal Bankruptcy vs Credit Counseling

DebtStoppers Bankruptcy attorney Rob Semrad talks about the main advantage of filing for a Chapter 7 or Chapter 13 bankruptcy over going to a so-called 'non-profit' credit counseling company - bankruptcy works! By the way, credit couseling companies are not actually non-profit - they make their money by getting paid by the credit card companies each times you make a payment to the counselor. How can they represent you, while getting paid by your creditors? A DebtStoppers bankruptcy lawyer represents only you - not some credit card company!

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